Assumable 2.25% VA loan to secure a rare payment advantage in today's market - a unique opportunity for qualified buyers to significantly reduce their monthly costs.Welcome to 562 Kumquat Court, a highly upgraded corner-lot home located on a quiet, low-traffic street in the sought-after Harvest at Limoneira community.Designed for both comfort and functionality, this home features an open-concept layout connecting the kitchen, dining, living and outdoor areas. The spacious kitchen is centered around a large island with a breakfast bar, creating an ideal space for everyday living and entertaining.The home offers five bedrooms, including a full bedroom and bathroom on the main level, providing flexibility for guests, multi-generational living, or a home office setup. Upstairs, the primary suite serves as a true retreat, highlighted by a custom spa-inspired bathroom featuring a heated Whirlpool soaking tub, tile work, upgraded fixtures and walk-in-closet, Positioned to capture natural east-to-west airflow, the home benefits from refreshing breezes, while mountain views from the front bedrooms add to the overall sense of space and tranquility.Additional features include smart home upgrades, generous storage throughout, and a well-designed layout that supports modern living.Located within Harvest at Limoneira, residents enjoy resort-style amenities including a pool, spa, fitness center, parks, trails, dog park, and community gathering spaces--all just minutes from Ventura, Ojai, and surrounding coastal areas.